I help people

understand

what's going on

inside their

heads when they

make decisions.

ABOUT

Neil Bage is a specialist on the sub-conscious behaviours that drive our decisions, and is renowned for bridging complex scientific theory with real-world application.

Neil is a specialist on the subconscious behaviours that drive our decisions, and is renowned for bridging complex scientific theory with real-world application, especially decisions involving money. He is the Founder and Director of Behavioural Insight at Be-IQ, a multi award-winning behavioural insight's company.

Neil started his career as a public speaker back in early 1990’s as a professional compère for Rank Entertainment. During this time he was in charge of running the main entertainment venue, being the link between and introducing celebrity acts.

Frequently on stage in front of audiences of over 2,000+ people, it was this grounding that gave Neil his unique presentation style - his ability to be fluid with his presentations and to be interactive with the audience.

Since that time, Neil has featured as a regular Keynote speaker, presenting to tens of thousands of business professionals from different industries including financial services companies, law firms, and multi-national technology companies.

An energetic, powerful, and highly engaging speaker, Neil’s talks are a mixture of human evolution, psychology, biology, and compelling storytelling, all of which combine to reveal how people make important decisions that will impact their financial health and wellbeing.

Book Neil for your next event

WHAT PEOPLE SAY

Dr. Daniel Crosby

Chief Behaviour Officer,

Author, TEDx Speaker

"Neil is superb at bridging the gap between behavioural science and real world application"

Nicola Dicks

Head of Financial Services,

Verizon

"Neil is a truly thought provoking speaker with a natural gift for engaging with the audience"

James Dunne

Global Head of Digital Investing,

Santander

"Neil has a real skill at turning people's behaviours into valuable insight"

Chris Budd

Founder & Organiser,

Financial Wellbeing Conference

"Neil's talk about the evolution of human behaviour was nothing short of brilliant"

WATCH

Watch Neil speak at Finovate Europe or his

Keynote talk at a UK Financial Adviser conference.

TEST YOUR BEHAVIOURAL BIASES

Assume you've just found out you've won £5,000 on a lottery scratchcard. Congratulations!

However, the lottery company can only pay you the £5,000 in
12-months time. They are willing to pay you something today, but it needs to be less that £5,000.

Would you accept a lower amount today to get your hands on some money, or would you wait for the 12-months to pass and collect the full amount?

I'd take less money now!

OK - So the next question you need to ask yourself, is how much less? £100? £2,000? The smaller the amount you are willing to accept now, shows more Present Bias creeping in to your decision. Present Bias is where we place more importance on a short term reward over a bigger, but future reward. Be careful that you don't sacrifice too much simply to get your hands on something less valuable now.

Nope... I'd wait for the full amount

Could you be tempted if the lottery company offered you £4,000? Are you 100% certain you'd wait? If you are then you are much more long term in your behavours than many people are. This is Present Bias not being allowed to creep in to your decision making. Present Bias is where we place more importance on a short term reward over a bigger, but future reward. We always need to be careful that you don't sacrifice too much simply to get your hands on something less valuable now.